There is not a joint policy

You might have heard the term ‘joint policy’ but It’s actually a myth – there is no such thing as a special ‘joint policy’. Although you can add Various named drivers to a single car insurance policy. But they must all drive the car for the policy to be valid.

Share with a Experienced Driver

It may seem odd that the more drivers on the policy the cheaper it is. But this can be true. If you’re a younger, older or inexperienced driver you can be considered a higher risk for insurers. But if you can share your car with an experienced driver, you could reduce the cost of your premium by adding them to your policy. As long as they have no previous claims or convictions.

The insurer takes both drivers’ information into consideration and creates a price based on each of you sharing the car, and therefore the more inexperienced person driving less.

Examples of People you could Share With

  • Your mum
  • Your dad
  • A partner
  • A friend
  • Brother
  • Sister

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